At a glance
- Best rate
- 5.20% for 12m
- 12 months
- 5.20%
- Min deposit
- $2,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 3-month term depositBest rate for 3 months | 3.50% | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions | 47th highest of 55, level with 2 others |
| 6-month term depositBest rate for 6 months | 4.90% | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions | 42nd highest of 63, level with 2 others |
| 12-month term depositBest rate for 12 months | 5.20% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 47th highest of 65, level with 5 others |
| 2-year term depositBest rate for 2 years | 3.70% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 45th highest of 55 |
Rates
Every rate Macarthur Credit Union Ltd publishes for this term deposit, 11 in all.
Its best rate at each term
- 3 motypical 4.60%3.50%
- 6 motypical 5.10%4.90%
- 9 mo5.00%
- 1 yrtypical 5.30%5.20%
- 2 yrstypical 4.90%3.70%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 11 mo | $100,000–$1,000,000 | 0.00% | - | paid at maturity |
| Fixed | - | 1 yr | $2,000–$4,999 | 0.70% | - | paid at maturity |
| Fixed | - | 1 yr | $5,000–$1,000,000 | 5.20% | - | paid at maturity |
| Fixed | - | 13 mo | $100,000–$1,000,000 | 0.00% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $5,000–$1,000,000 | 3.70% | - | paid every 1 yr |
| Fixed | - | 3 mo | $5,000–$1,000,000 | 3.50% | - | paid at maturity |
| Fixed | - | 4 mo | $100,000–$1,000,000 | 0.00% | - | paid at maturity |
| Fixed | - | 5 mo | $100,000–$1,000,000 | 0.00% | - | paid at maturity |
| Fixed | - | 6 mo | $5,000–$1,000,000 | 4.90% | - | paid at maturity |
| Fixed | - | 8 mo | $100,000–$1,000,000 | 0.00% | - | paid at maturity |
| Fixed | - | 9 mo | $5,000–$1,000,000 | 5.00% | - | paid at maturity |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 20 Oct 2026 | Fixed, 1 yr, $5,000–$1,000,000 | 5.00% | 5.20% | up 0.20 |
| 20 Oct 2026 | Fixed, 6 mo, $5,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 20 Oct 2026 | Fixed, 9 mo, $5,000–$1,000,000 | 4.80% | 5.00% | up 0.20 |
Each change is logged the night it appears in the rates The Mac publishes. See how every lender answered the RBA on the rate tracker.
Features
None published.
Eligibility and limits
- Minimum balance $2,000
Compare it with others
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Published by The Mac under the Consumer Data Right, last changed by them on 19 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.