At a glance
- Best rate
- 4.75% for 3m
- Min deposit
- $5,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 3-month term depositBest rate for 3 months | 4.75% | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions | 27th highest of 55 |
Rates
Every rate Coastline publishes for this term deposit, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 3 mo | $25,000–$50,000 | 4.65% | - | paid at maturity; paid every 3 mo; Existing cust; New accounts; New customer; Early Withdrawal: Withdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline… |
| Fixed | - | 3 mo | $5,000–$25,000 | 4.55% | - | paid at maturity; paid every 3 mo; Existing cust; New accounts; New customer; Early Withdrawal: Withdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline… |
| Fixed | - | 3 mo | $50,000+ | 4.75% | - | paid at maturity; paid every 3 mo; Existing cust; New accounts; New customer; Early Withdrawal: Withdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline… |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Fixed, 3 mo, $25,000–$50,000 | 4.40% | 4.65% | up 0.25 |
| 16 Oct 2026 | Fixed, 3 mo, $5,000–$25,000 | 4.30% | 4.55% | up 0.25 |
| 16 Oct 2026 | Fixed, 3 mo, $50,000+ | 4.50% | 4.75% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
None published.
Eligibility and limits
- Residency: Australia
- Available to individuals
- Minimum balance $5,000
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.