MATURITY TERM DEPOSIT

A term deposit that pays interest on maturity

Term depositsBank updated 15 Sept 2026

Apply at Auswide Bank Ltd ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

§ 01 — Rates · 176

Type	Applies to	Term	Band	Rate	Comparison	Conditions
FixedA term deposit that pays interest on maturity	—	1064 days	$19,999–$49,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1064 days	$4,999–$19,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1064 days	$49,999–$9,999,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1064 days	$500–$4,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1095 days	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1095 days	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1095 days	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1095 days	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	124 days	$19,999–$49,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	124 days	$4,999–$19,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	124 days	$49,999–$9,999,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	124 days	$500–$4,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1460 days	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1460 days	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1460 days	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1460 days	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	155 days	$19,999–$49,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	155 days	$4,999–$19,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	155 days	$49,999–$9,999,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	155 days	$500–$4,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1829 days	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1829 days	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1829 days	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1829 days	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	186 days	$19,999–$49,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	186 days	$4,999–$19,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	186 days	$49,999–$9,999,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	186 days	$500–$4,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	217 days	$19,999–$49,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	217 days	$4,999–$19,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	217 days	$49,999–$9,999,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	217 days	$500–$4,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	248 days	$19,999–$49,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	248 days	$4,999–$19,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	248 days	$49,999–$9,999,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	248 days	$500–$4,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	27 days	$19,999–$49,999	0.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	27 days	$4,999–$19,999	0.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	27 days	$49,999–$9,999,999	0.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	27 days	$500–$4,999	0.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	279 days	$19,999–$49,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	279 days	$4,999–$19,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	279 days	$49,999–$9,999,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	279 days	$500–$4,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	31 days	$19,999–$49,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	31 days	$4,999–$19,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	31 days	$49,999–$11,000,000	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	31 days	$500–$4,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	310 days	$19,999–$49,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	310 days	$4,999–$19,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	310 days	$49,999–$9,999,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	310 days	$500–$4,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	341 days	$19,999–$49,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	341 days	$4,999–$19,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	341 days	$49,999–$9,999,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	341 days	$500–$4,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	370 days	$19,999–$49,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	370 days	$4,999–$19,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	370 days	$49,999–$9,999,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	370 days	$500–$4,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	396 days	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	396 days	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	396 days	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	396 days	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	427 days	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	427 days	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	427 days	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	427 days	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	517 days	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	517 days	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	517 days	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	517 days	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	549 days	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	549 days	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	549 days	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	549 days	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	62 days	$19,999–$49,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	62 days	$4,999–$19,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	62 days	$49,999–$9,999,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	62 days	$500–$4,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	730 days	$19,999–$49,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	730 days	$4,999–$19,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	730 days	$49,999–$9,999,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	730 days	$500–$4,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	93 days	$19,999–$49,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	93 days	$4,999–$19,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	93 days	$49,999–$9,999,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	93 days	$500–$4,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 mo	$19,999–$49,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 mo	$4,999–$19,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 mo	$49,999–$11,000,000	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 mo	$500–$4,999	0.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	10 mo	$19,999–$49,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	10 mo	$4,999–$19,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	10 mo	$49,999–$9,999,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	10 mo	$500–$4,999	3.75%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	11 mo	$19,999–$49,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	11 mo	$4,999–$19,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	11 mo	$49,999–$9,999,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	11 mo	$500–$4,999	4.60%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 yr	$19,999–$49,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 yr	$4,999–$19,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 yr	$49,999–$9,999,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	1 yr	$500–$4,999	5.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	13 mo	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	13 mo	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	13 mo	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	13 mo	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	14 mo	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	14 mo	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	14 mo	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	14 mo	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	17 mo	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	17 mo	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	17 mo	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	17 mo	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	18 mo	$19,999–$49,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	18 mo	$4,999–$19,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	18 mo	$49,999–$9,999,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	18 mo	$500–$4,999	3.90%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 mo	$19,999–$49,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 mo	$4,999–$19,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 mo	$49,999–$9,999,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 mo	$500–$4,999	1.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 yrs	$19,999–$49,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 yrs	$4,999–$19,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 yrs	$49,999–$9,999,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	2 yrs	$500–$4,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 mo	$19,999–$49,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 mo	$4,999–$19,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 mo	$49,999–$9,999,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 mo	$500–$4,999	4.95%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	35 mo	$19,999–$49,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	35 mo	$4,999–$19,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	35 mo	$49,999–$9,999,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	35 mo	$500–$4,999	5.15%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 yrs	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 yrs	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 yrs	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	3 yrs	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 mo	$19,999–$49,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 mo	$4,999–$19,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 mo	$49,999–$9,999,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 mo	$500–$4,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 yrs	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 yrs	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 yrs	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	4 yrs	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 mo	$19,999–$49,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 mo	$4,999–$19,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 mo	$49,999–$9,999,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 mo	$500–$4,999	4.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	59 mo	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	59 mo	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	59 mo	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	59 mo	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	6 mo	$19,999–$49,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	6 mo	$4,999–$19,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	6 mo	$49,999–$9,999,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	6 mo	$500–$4,999	5.00%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 yrs	$19,999–$49,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 yrs	$4,999–$19,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 yrs	$49,999–$9,999,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	5 yrs	$500–$4,999	3.25%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	7 mo	$19,999–$49,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	7 mo	$4,999–$19,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	7 mo	$49,999–$9,999,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	7 mo	$500–$4,999	3.85%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	8 mo	$19,999–$49,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	8 mo	$4,999–$19,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	8 mo	$49,999–$9,999,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	8 mo	$500–$4,999	3.80%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	9 mo	$19,999–$49,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	9 mo	$4,999–$19,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	9 mo	$49,999–$9,999,999	5.10%	—	paid at maturity
FixedA term deposit that pays interest on maturity	—	9 mo	$500–$4,999	5.10%	—	paid at maturity

§ 02 — Fees · 2

Fee	Type	Amount	When	Notes
TELEGPRAPHIC_TRANSFER_FEE	Payment	$50	—	$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
RTGS_OUTWARD_PAYMENT_FEE	Transaction	$20	—	Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

§ 03 — Features

· No account keeping fee
· A guaranteed rate for a selected period between 1 - 60 months
· If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms a…
· For deposits of $500,000 and over, rates are by negotiation.

§ 04 — Eligibility & limits

· Available to individuals
· Available to businesses
· Minimum balance $5,000

§ 05 — Compare

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§ 06 — Run the numbers

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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.