The Capricornian
Term Deposit
Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.
Term depositsBank updated 7 Aug 2026
At a glance
- Best rate
- 5.10% for 12m
- 12 months
- 5.10%
- Min deposit
- $5,000
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 1 yr | $5,000–$250,000 | 4.90% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 1 yr | $5,000–$250,000 | 5.10% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 2 yrs | $5,000–$250,000 | 4.90% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates. | — | 2 yrs | $5,000–$250,000 | 5.10% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates. | — | 3 mo | $5,000–$250,000 | 3.90% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 3 mo | $5,000–$250,000 | 4.10% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 6 mo | $5,000–$250,000 | 4.65% | — | paid at maturity |
| FixedMonthly interest option will incur a 0.20% reduction of interest paid at maturity rates | — | 6 mo | $5,000–$250,000 | 4.85% | — | paid at maturity |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Redemption Penalty | Withdrawal | No fee | — | The penalty applied to an early redemption of a Fixed Term Deposit is 30 Days interest on the redeeming portion of the deposit. |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia
- · Minimum balance $5,000
- · Available to individuals, companies and trust for personal or business use.
- · Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.
§ 05 — Compare
§ 06 — Run the numbers
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Published by The Capricornian under the Consumer Data Right, last changed by them on 7 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.