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Resimac

Every product Resimac publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 16 Oct 2026.

  • Australian credit licence 247829, held by Resimac Group Ltd; credit licence since 25 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

11 products in 1 category

All of them home loans

Resimac's rates today

Resimac's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.

Where Resimac sits among every institution's best

Resimac 6.74%Everyone else, 102 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateResimacBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR6.74%Prime Flex - Resimac5.69%AAA Financial Corporation's Portfolio Loan6.36%of 102 institutions

Resimac home loan repayments

Repayments at Resimac's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariablePrime Flex - Resimac
    6.74%7.03% comparison
    $3,888a month

    $799,536 in interest, $1,399,536 repaid in all

  2. Investor variablePrime Flex - Resimac
    6.94%7.23% comparison
    $3,968a month

    $828,360 in interest, $1,428,360 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Resimac's own calculator: confirm the rate with Resimac before you apply.

Resimac home loan rates

Compare across lenders

11 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.74%, with a comparison rate of 7.03%, on its Prime Flex - Resimac: 83rd lowest of 102 lenders, level with 3 others.

Rate changes since 18 Sept 2026How every lender responded

Every published rate Resimac has changed.

  1. Fri 16 Oct

Published by Resimac under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.