At a glance
- Purchase rate
- 10.24%
- Cash advance
- 10.24%
- Interest-free days
- 55
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 10.24% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 7th lowest of 51 |
| Interest-free daysDays without interest on purchases when the balance is paid in full | 55 days | 62 daysBeyond Bank Australia's Low Rate Credit Card | 55 daysof 42 institutions | 2nd longest of 42, level with 30 others |
Rates
Every rate Coastline publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | Investment, Interest only | - | - | 10.24% | - | Existing cust; Min deposits; New accounts; New customer |
| Purchase | Investment, Interest only | - | - | 10.24% | - | Existing cust; Min deposits; New accounts; New customer |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Cash advance, Investment, Interest only | 9.99% | 10.24% | up 0.25 |
| 15 Oct 2026 | Purchase, Investment, Interest only | 9.99% | 10.24% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
When particular things happen4
- Arrears Reminder Fee$5
- Final Notice of Demand$40
- Manual Arrears Transfer Fee$5
- Real Time Transfer Fee$20
Features
Balance transfers55 interest-free days
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Amount from $500, no maximum
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.