The Finance Algorithm
At a glance
Purchase rate
9.99%
Cash advance
9.99%
Interest-free days
55
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Cash advanceInvestment · Interest only9.99%Existing cust; Min deposits; New accounts; New customer
PurchaseInvestment · Interest only9.99%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Manual Arrears Transfer FeeEvent$5
Real Time Transfer FeeEvent$20
§ 03 — Features
Balance transfers55 interest-free days
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $500 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.