The Finance Algorithm
Dnister Bank

STD VAR Home Loan

Our no frills home loan.

Home loansBank updated 14 May 2026
At a glance
Variable (owner occ. P&I)
6.60% · 6.65% comparison
Variable (investor P&I)
7.18%
Features
extra repayments
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
VariableInvestor rate loansInvestment · P&I7.18%7.23%
VariableOwner occupier loanOwner occupied · P&I6.60%6.65%
§ 02 — Fees · 9
FeeTypeAmountWhenNotes
Redraw FeeTransactionNo fee
ASIC LodgementUpfront$50
Bank ChequeUpfront$15
Bank ProductionUpfront$150
Company SearchUpfront$50
Discharge of MortgageUpfront$200
Loan Establishment FeeUpfront$250
Title SearchUpfront$49.50
Withdrawal of CaveatUpfront$100
§ 03 — Features
Extra repaymentsInstant paymentsDigital banking
  • · Weekly, fortnightly or monthly repayments options.
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian Resident
  • · Amount $20,000 to no maximum

Published by Dnister under the Consumer Data Right, last changed by them on 14 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.