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INV - 3 Mth FMD Trf 3 Mthly

Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.

Term depositsBank updated 7 Apr 2026

At a glance

Best rate
4.30% for 3m
Min deposit
$2,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.30%Every other institution's highest, 54 in all

Best rate for 3 months. One dot per institution, at its highest 3-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
3-month term depositBest rate for 3 months4.30%5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions34th highest of 55, level with 6 others

Rates

Every rate Beyond Bank Australia publishes for this term deposit, 3 in all.

TypeApplies toTermBandRateComparisonConditions
FixedInterest is paid on maturity into a nominated account.-3 mo$2,000–$50,0003.85%-paid every 3 mo
FixedInterest is paid on maturity into a nominated account.-3 mo$200,000+4.30%-paid every 3 mo
FixedInterest is paid on maturity into a nominated account.-3 mo$50,000–$200,0004.10%-paid every 3 mo

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • Early Redemption Administration Fee

    This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date. A 31 day notice period is required. An interest penalty may also apply.

    $25

Features

None published.

Eligibility and limits

  • Minimum balance $2,000
  • Opening balance $2,000
  • Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.
  • Membership: You must be or become a Beyond Bank Australia member.
  • Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.
  • Securely backed by the Government Guarantee.

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 7 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.