The Finance Algorithm
Beyond Bank Australia

INV - 3 Mth FMD Trf 3 Mthly

Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.

Term depositsBank updated 7 Apr 2026
At a glance
Best rate
4.30% for 3m
Min deposit
$2,000
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
FixedInterest is paid on maturity into a nominated account.3 mo$2,000–$50,0003.85%paid every 3 mo
FixedInterest is paid on maturity into a nominated account.3 mo$200,000+4.30%paid every 3 mo
FixedInterest is paid on maturity into a nominated account.3 mo$50,000–$200,0004.10%paid every 3 mo
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Early Redemption Administration FeeEvent$25This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date. A 31 day notice period is required. An interest penalty may also apply.
§ 03 — Features

None published.

§ 04 — Eligibility & limits
  • · Minimum balance $2,000
  • · Opening balance $2,000
  • · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.
  • · Membership: You must be or become a Beyond Bank Australia member.
  • · Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.
  • · Securely backed by the Government Guarantee.

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 7 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.