The Finance Algorithm
Dnister Bank logoDnister Bank

Term Deposit - 24 Months

Make the most of your savings and invest with our 24 month Term Deposit.

Term depositsBank updated 8 Oct 2026

At a glance

Best rate
5.00% for 24m
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.00%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
2-year term depositBest rate for 2 years5.00%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions18th highest of 55, level with 8 others

Rates

The one rate Dnister Bank publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
FixedFor balances $1,000.00 - $1,000,000.00-2 yrs$1,000–$1,000,0005.00%-paid at maturity; paid every 2 yrs

Rate changes

One change logged, newest first.

DateRateWasNowChange
8 Oct 2026Fixed, 2 yrs, $1,000–$1,000,0004.70%5.00%up 0.30

Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When particular things happen2

  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $4
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $6

Features

Digital banking
  • Term Deposit Certificates are issued at opening of account.

Eligibility and limits

  • Minimum balance $1,000

Published by Dnister under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.