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NAB Farm Management Deposit

Our Farm Management Deposit can help you manage risks in these tough times. We’re now also offering an interest rate concession on eligible business loans to customers with a FMD.

Term depositsBank updated 2 June 2026

At a glance

Best rate
5.10% for 12m
12 months
5.10%
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.80%Every other institution's highest, 62 in all

Best rate for 6 months. One dot per institution, at its highest 6-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
6-month term depositBest rate for 6 months4.80%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions47th highest of 63, level with one other
12-month term depositBest rate for 12 months5.10%5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions54th highest of 65, level with 2 others
2-year term depositBest rate for 2 years5.00%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions18th highest of 55, level with 8 others

Rates

Every rate NAB publishes for this term deposit, 26 in all.

Its best rate at each term

  1. 6 motypical 5.10%4.80%
  2. 1 yrtypical 5.30%5.10%
  3. 13 mo5.10%
  4. 14 mo5.10%
  5. 15 mo5.10%
  6. 16 mo5.10%
  7. 17 mo5.10%
  8. 18 mo5.10%
  9. 19 mo5.10%
  10. 20 mo5.10%
  11. 21 mo5.10%
  12. 22 mo5.10%
  13. 23 mo5.10%
  14. 2 yrstypical 4.90%5.00%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
FixedInterest paid at maturity - 12 months-1 yr$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid annually - 13 months-13 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 13 months-13 mo$1,000–$800,0005.10%-paid every 13 mo; Customer Relationship
FixedInterest paid annually - 14 months-14 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 14 months-14 mo$1,000–$800,0005.10%-paid every 14 mo; Customer Relationship
FixedInterest paid annually - 15 months-15 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 15 months-15 mo$1,000–$800,0005.10%-paid every 15 mo; Customer Relationship
FixedInterest paid annually - 16 months-16 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 16 months-16 mo$1,000–$800,0005.10%-paid every 16 mo; Customer Relationship
FixedInterest paid annually - 17 months-17 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 17 months-17 mo$1,000–$800,0005.10%-paid every 17 mo; Customer Relationship
FixedInterest paid annually - 18 months-18 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 18 months-18 mo$1,000–$800,0005.10%-paid every 18 mo; Customer Relationship
FixedInterest paid annually - 19 months-19 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 19 months-19 mo$1,000–$800,0005.10%-paid every 19 mo; Customer Relationship
FixedInterest paid annually - 20 months-20 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity- 20 months-20 mo$1,000–$800,0005.10%-paid every 20 mo; Customer Relationship
FixedInterest paid annually - 21 months-21 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 21 months-21 mo$1,000–$800,0005.10%-paid every 21 mo; Customer Relationship
FixedInterest paid annually - 22 months-22 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 22 months-22 mo$1,000–$800,0005.10%-paid every 22 mo; Customer Relationship
FixedInterest paid annually - 23 months-23 mo$1,000–$800,0005.10%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 23 months-23 mo$1,000–$800,0005.10%-paid every 23 mo; Customer Relationship
FixedInterest paid annually - 24 months-2 yrs$1,000–$800,0005.00%-paid every 1 yr; Customer Relationship
FixedInterest paid at maturity - 24 months-2 yrs$1,000–$800,0005.00%-paid every 2 yrs; Customer Relationship
FixedInterest paid at maturity - 6 months-6 mo$1,000–$800,0004.80%-paid every 6 mo; Customer Relationship

Features

Digital banking

Eligibility and limits

  • Residency: Permanent Australian resident
  • Available to individuals
  • Minimum balance $1,000
  • To be eligible for the farm management deposit scheme your taxable non-primary production income must be $100,000 or less

Published by National Australia Bank under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.