24 MONTHS Term Deposit with interest paid at maturity/annually

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Term depositsBank updated 22 Apr 2026

Apply at Northern Inland Credit Union Limited ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate: 4.10% for 24m
Min deposit: $5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 4.90%

2%2.5%3%3.5%4%4.5%5%5.5%

This term deposit: 4.10%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
2-year term depositBest rate for 2 years	4.10%	5.60%Judo Bank's Personal Term Deposits	4.90%of 55 institutions	43rd highest of 55

Rates

Every rate Northern Inland Credit Union Ltd. publishes for this term deposit, 5 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	2 yrs	$10,000–$25,000	4.10%	-	paid every 1 yr
Fixed	-	2 yrs	$100,000–$250,000	4.10%	-	paid every 1 yr
Fixed	-	2 yrs	$25,000–$50,000	4.10%	-	paid every 1 yr
Fixed	-	2 yrs	$5,000–$10,000	4.10%	-	paid every 1 yr
Fixed	-	2 yrs	$50,000–$100,000	4.10%	-	paid every 1 yr

Features

Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion

Eligibility and limits

Residency: AU
Minimum balance $5,000

Compare it with others

All term deposits Other Northern Inland Credit Union Limited term deposits Everything Northern Inland Credit Union Limited publishes

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Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 22 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.