The Finance Algorithm
Orange Credit Union Ltd logoOrange Credit Union Ltd

24MTH FIXED TERM DEPOSIT WEALTH BUILDER

24 MONTHS WEALTH BUILDER

Term depositsBank updated 8 May 2026

At a glance

Best rate
4.55% for 24m
Min deposit
$50,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.55%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
2-year term depositBest rate for 2 years4.55%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions39th highest of 55

Rates

The one rate Orange Credit Union Ltd publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
Fixed*Eligibility criteria, terms & conditions, fees & charges apply. Funds must come from an account the member or customer does not currently hold with Orange Credit Union, with a minimum initial deposi…-2 yrs$50,000–$999,9994.55%-paid at maturity

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • TERM_DEPOSIT_EARLY_REDEMPTION_FEE
    $30

Features

Digital banking
  • Early withdrawal penalty. Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed 30% of the initia…
  • Interest Income: At maturity
  • Direct Debits: No
  • Direct Credits: No
  • Branch Transaction: Yes

Eligibility and limits

  • Minimum balance $50,000
  • NEW MEMBER ONLY

Published by Orange Credit Union Ltd under the Consumer Data Right, last changed by them on 8 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.