NABNAB Qantas Rewards Signature Card
The Qantas Rewards Signature card gives customers the opportunity to be rewarded for the purchases they make by earning Qantas Frequent Flyer points at the fastest rate. Includes Signature benefits, including complimentary insurances.
At a glance
- Purchase rate
- 22.49%
- Cash advance
- 22.99%
- Interest-free days
- 44
- Annual fee
- $449
- Foreign transaction fee
- 3.50%
- Rewards
- Qantas
- Balance transfer
- 22.99%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 22.49% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 50th lowest of 51 |
| Rewards cardOngoing purchase rate on a card that earns points | 22.49% | 12.99%Virgin Money Australia's Virgin Money Low Rate Credit Card | 20.99%of 25 institutions | 18th lowest of 25, level with 2 others |
| Interest-free daysDays without interest on purchases when the balance is paid in full | 44 days | 62 daysBeyond Bank Australia's Low Rate Credit Card | 55 daysof 42 institutions | 37th longest of 42, level with 4 others |
Rates
Every rate NAB publishes for this credit card, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | - | - | - | 22.99% | - | Not applicable |
| Cash advance | - | - | - | 22.99% | - | Not applicable |
| Introductory0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies. NAB may offer different introductory rates at its discretion, including for promotional purposes. | - | 1 yr intro | - | 0.00% | - | Not applicable |
| PurchaseNAB may discount the purchase rate at its discretion, including for promotional purposes. | - | - | - | 22.49% | - | Not applicable |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Oct 2026 | Balance transfer | 21.74% | 22.99% | up 1.25 |
| 2 Oct 2026 | Cash advance | 21.74% | 22.99% | up 1.25 |
| 2 Oct 2026 | Purchase | 20.99% | 22.49% | up 1.50 |
Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- Annual Card Fee
NAB may waive or discount fees at its discretion, as part of a package or promotional offer. NAB Portfolio Facility - no annual fee NAB Private Portfolio Package - no annual fee NAB Private Tailored Package - no annual fee
$449 a year
When you make a transaction3
- Cash Advance Fee
Minimum fee is $3.50
3.50% of transaction - International Transaction Fee Multi-currency3.50% of transaction
- International Transaction Fee Single-currency3.50% of transaction
When particular things happen1
- Late Payment Fee
Debited after day on which payment due if balance of account is $50 or more
$20
Features
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian resident
- Available to individuals
- Amount from $15,000, no maximum
- Lending criteria apply
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.