NAB
NAB Rewards Signature Card
The new NAB Rewards Signature Card allows you to earn points with premium services and complimentary insurances.
Credit cardsBank updated 23 July 2026
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 21.74%
- Interest-free days
- 44
- Foreign transaction fee
- 0.00%
- Rewards
- NAB Rewards
- Balance transfer
- 21.74%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | — | — | — | 21.74% | — | Not applicable |
| Cash advance | — | — | — | 21.74% | — | Not applicable |
| Introductory0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies. NAB may offer different introductory rates at its discretion, including for promotional purposes. | — | 1 yr intro | — | 0.00% | — | Not applicable |
| PurchaseNAB may discount the purchase rate at its discretion, including for promotional purposes. | — | — | — | 20.99% | — | Not applicable |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Late Payment Fee | Event | $20 | — | Debited after day on which payment due if balance of account is $50 or more |
| Monthly Card Fee | Periodic | $35 | Every 1 mo | NAB may waive or discount fees at its discretion, as part of a package or promotional offer. NAB Portfolio Facility - no monthly fee NAB Private Portfolio Package - no monthly fee NAB Private Tailored Package - no monthly fee |
| Cash Advance Fee | Transaction | 3.50% of transaction | — | Minimum fee is $3.50 |
| International Transaction Fee Multi-currency | Transaction | 0.00% of transaction | — | — |
| International Transaction Fee Single-currency | Transaction | 0.00% of transaction | — | — |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactionsBalance transfers44 interest-free days1 additional cardsApple PayGoogle PaySamsung PayGarmin PayNAB RewardsComplimentary International Travel InsuranceComplimentary Domestic Travel InsuranceComplimentary Purchase Protection InsuranceComplimentary Extended Warranty InsuranceComplimentary Rental Vehicle Excess Insurance in AustraliaMobile phone insurance
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident
- · Available to individuals
- · Amount $6,000 to no maximum
- · Lending criteria apply
§ 05 — Compare
§ 06 — Run the numbers
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Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.