Qantas Money Credit Cards
Qantas Money Platinum Credit Card
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary travel insurance, with up to 44 days interest free on retail purchases and an annual fee.
Credit cardsBank updated 27 Apr 2026
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Annual fee
- $50
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Frequent Flyer
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advance Rate | — | — | — | 21.99% | — | — |
| PurchaseRetail Purchase Rate | — | — | — | 20.99% | — | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Domestic Cash Advance Fee | Cash advance | 3.00% of transaction | — | $3.00 per transaction or 3% of the transaction amount whichever is higher |
| International Cash Advance Fee | Cash advance | $5 | — | $5 per transaction For a Cash Advance outside Australia, debited to your Account on the date the Cash Advance takes place. This fee is in addition to any International Transaction Fee. |
| Paper Statement Fee | Event | $2 | — | $2 for each paper statement we send you |
| Late Payment Fee | Late payment | $30 | 2 days after due | Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, an… |
| Over-the-Counter Transaction Fee | Payment | $2.50 | — | $2.50 when you make a payment at an Australia Post outlet |
| Additional Cardholder Fee | Periodic | $50 | Every 1 yr | — |
| Annual Fee | Periodic | $399 | Every 1 yr | $349 first year only |
| International Transaction Fee | Transaction | 3.00% of transaction | — | 3% of the transaction amount when you make any purchase or cash advance |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactionsBalance transfersInstalment plans44 interest-free days4 additional cardsContactless payments using Apple Pay & Google PayQantas Frequent FlyerComplimentary Travel Insurance
- · Concierge service
- · MasterCard ID Theft Protection
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be a permanent Australian resident
- · Minimum income $35,000
- · Available to individuals
- · Amount $6,000 to $100,000
- · Must have Australian mobile
- · Must have Australian residential address
- · You must be a Qantas Frequent Flyer member.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Qantas Money Credit Cards under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.