Qantas Money Credit CardsQantas Money Titanium Credit Card
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Annual fee
- $100
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Frequent Flyer
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 20.99% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 48th lowest of 51, level with one other |
| Rewards cardOngoing purchase rate on a card that earns points | 20.99% | 12.99%Virgin Money Australia's Virgin Money Low Rate Credit Card | 20.99%of 25 institutions | 12th lowest of 25, level with 4 others |
| Interest-free daysDays without interest on purchases when the balance is paid in full | 44 days | 62 daysBeyond Bank Australia's Low Rate Credit Card | 55 daysof 42 institutions | 38th longest of 42, level with 3 others |
Rates
Every rate Qantas Money Credit Cards publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advance Rate | - | - | - | 21.99% | - | - |
| PurchaseRetail Purchase Rate | - | - | - | 20.99% | - | - |
Fees
8 fees published, grouped by when they're charged.
While you hold it2
- Additional Cardholder Fee$100 a year
- Annual Fee$1,200 a year
When you make a transaction3
- Domestic Cash Advance Fee
Under $100 – $3 and $100 or more – 3% of the transaction amount
3.00% of transaction - International Cash Advance Fee
When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.
$5 - International Transaction Fee
3% of the transaction amount when you make any purchase or cash advance
3.00% of transaction
If a payment is late or fails1
- Late Payment Fee
Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, an…
$30 2 days after it's due
When particular things happen2
- Over-the-Counter Transaction Fee
When you make a cash payment at Australia Post
$2.50 - Paper Statement Fee$2
Features
- 20% bonus Status Credits when you book and pay for eligible Qantas flights using your card
- Dedicated Concierge
- Earn up to 20,000 points through the Qantas Wellbeing App
Eligibility and limits
- Minimum age 18
- Residency: Must be a permanent Australian resident
- Minimum income $200,000
- Available to individuals
- Amount $15,000 to $100,000
- You must be a Qantas Frequent Flyer member.
- Austrlaian residential address
- Austrlaian mobile
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Published by Qantas Money Credit Cards under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.