Qantas Money Credit Cards
Qantas Money Titanium Credit Card
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.
Credit cardsBank updated 27 Apr 2026
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Annual fee
- $100
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Frequent Flyer
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advance Rate | — | — | — | 21.99% | — | — |
| PurchaseRetail Purchase Rate | — | — | — | 20.99% | — | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Domestic Cash Advance Fee | Cash advance | 3.00% of transaction | — | Under $100 – $3 and $100 or more – 3% of the transaction amount |
| International Cash Advance Fee | Cash advance | $5 | — | When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable. |
| Over-the-Counter Transaction Fee | Event | $2.50 | — | When you make a cash payment at Australia Post |
| Paper Statement Fee | Event | $2 | — | — |
| Late Payment Fee | Late payment | $30 | 2 days after due | Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, an… |
| Additional Cardholder Fee | Periodic | $100 | Every 1 yr | — |
| Annual Fee | Periodic | $1,200 | Every 1 yr | — |
| International Transaction Fee | Transaction | 3.00% of transaction | — | 3% of the transaction amount when you make any purchase or cash advance |
§ 03 — Features
Digital bankingUnlimited transactionsBalance transfersInstalment plans44 interest-free days4 additional cardsContactless payments using Apple Pay & Google PayQantas Frequent FlyerComplimentary Travel Insurance
- · 20% bonus Status Credits when you book and pay for eligible Qantas flights using your card
- · Dedicated Concierge
- · Earn up to 20,000 points through the Qantas Wellbeing App
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be a permanent Australian resident
- · Minimum income $200,000
- · Available to individuals
- · Amount $15,000 to $100,000
- · You must be a Qantas Frequent Flyer member.
- · Austrlaian residential address
- · Austrlaian mobile
§ 05 — Compare
§ 06 — Run the numbers
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Published by Qantas Money Credit Cards under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.