The Finance Algorithm
At a glance
Variable (owner occ. P&I)
7.49% · 7.60% comparison
Variable (investor P&I)
7.49%
Features
redraw, extra repayments
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableP&I7.49%7.60%
§ 02 — Fees · 7
FeeTypeAmountWhenNotes
AGENT_SOLICITOR_COLLECTION_COSTSCash advance100.00% of transaction
DISCHARGE_FEECash advance100.00% of transaction
VALUATION_FEECash advance100.00% of transaction
ARREARS_FEE-ARREARS_FEE_LETTER_2Event$25
ARREARS_FEEEvent$10
DEFAULT_NOTICETransaction$55
HOME_LOANUpfront$395
§ 03 — Features
RedrawExtra repayments
§ 04 — Eligibility & limits
  • · Residency: Must be Australian Citizen or Permanent Resident
  • · Available to individuals
  • · Amount $10,000 to no maximum

Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.