Central West Credit Union Ltd$5000+ (18m - 24m) I17
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
At a glance
- Best rate
- 4.90% for 24m
- Min deposit
- $5,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 2-year term depositBest rate for 2 years | 4.90% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 26th highest of 55, level with 4 others |
Rates
Every rate Central West Credit Union Ltd publishes for this term deposit, 12 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | paid at maturity |
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | - |
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | paid every 1 mo |
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | paid every 3 mo |
| Fixed | - | 2 yrs | $5,000–$50,000 | 4.90% | - | paid every 6 mo |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | paid at maturity |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | - |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | paid every 1 mo |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | paid every 3 mo |
| Fixed | - | 2 yrs | $50,000–$1,000,000 | 4.90% | - | paid every 6 mo |
Rate changes
12 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $5,000–$50,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 2 yrs, $50,000–$1,000,000 | 4.80% | 4.90% | up 0.10 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Features
- Interest calculated daily, paid fortnightly
- Interest calculated daily, paid monthly
- Interest calculated daily, paid quarterly
- Interest calculated daily, paid 6 monthly
- Interest calculated daily, paid yearly
- Interest calculated daily, paid at maturity
Eligibility and limits
- Residency: Australian residents only
- Minimum balance $5,000
Compare it with others
Put this product through a calculator
Published by Central West CUL under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.