BOQ SpecialistPlus Home Loan
The Plus loan (an unsecured credit facility that provides additional borrowing above a defined LVR subject to eligibility criteria and credit assessment) as part of the Home Loan Banking Package.
At a glance
- Variable (owner occ. P&I)
- 9.94%
- Variable (investor P&I)
- 10.48%
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 9.94% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 104th lowest of 104 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 10.48% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 104th lowest of 104 |
Rates
Every rate BOQ Specialist publishes for this home loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | - | 10.48% | - | - |
| Variable | Investment, P&I | - | - | 10.48% | - | - |
| Variable | Owner occupied, Interest only | - | - | 9.99% | - | - |
| Variable | Owner occupied, P&I | - | - | 9.94% | - | - |
Rate changes
8 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 6 Nov 2026 | Variable, Investment, Interest only | 10.23% | 10.48% | up 0.25 |
| 6 Nov 2026 | Variable, Investment, P&I | 10.23% | 10.48% | up 0.25 |
| 6 Nov 2026 | Variable, Owner occupied, Interest only | 9.74% | 9.99% | up 0.25 |
| 6 Nov 2026 | Variable, Owner occupied, P&I | 9.69% | 9.94% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, Interest only | 9.98% | 10.23% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I | 9.98% | 10.23% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, Interest only | 9.49% | 9.74% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I | 9.44% | 9.69% | up 0.25 |
Each change is logged the night it appears in the rates BOQ Specialist publishes. See how every lender answered the RBA on the rate tracker.
Features
- Individuals, Companies and Trusts
Eligibility and limits
- Minimum age 18
- Residency: Resident or Citizen
- Product is offered to medical, dental, veterinary & accounting professionals only
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Published by BOQ Specialist under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.