Home Loan Banking Package

More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist. It combines a home loan with a credit card and an everyday bank account

Home loansBank updated 7 May 2026

Apply at BOQ Specialist ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Variable (owner occ. P&I): 9.62% · 10.09% comparison
Variable (investor P&I): 10.27%
Max LVR: 90%
Annual fee: $495

§ 01 — Rates · 4

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	Investment · Interest only	—	≤90% LVR	10.65%	11.14%	—
Variable	Investment · P&I	—	≤90% LVR	10.27%	10.76%	—
Variable	Owner occupied · Interest only	—	≤90% LVR	10.16%	10.65%	—
Variable	Owner occupied · P&I	—	≤90% LVR	9.62%	10.09%	—

§ 02 — Fees · 1

Fee	Type	Amount	When	Notes
Annual Fee	Periodic	$495	Every 1 yr	—

§ 03 — Features

· Choose between a variable or a fixed rate home loan
· Up to 5 loans in the one package, to easily manage your finances in one location
· Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it
· Borrow up to 90% LVR with no LMI
· Individuals, Companies and Trusts
· A Platinum credit card that comes with premium rewards and benefits
· Optional offset transaction account with the variable rate home loan to reduce interest payments

§ 04 — Eligibility & limits

· Minimum age 18
· Residency: Resident or Citizen
· Maximum LVR 90%
· Product is offered to medical, dental ,veterinary & accounting professionals only

§ 05 — Compare

All home loans →Other BOQ Specialist home loans Everything BOQ Specialist publishes

§ 06 — Run the numbers

Put this product through a calculator

Repayment calculator

What a rate costs per month over the life of the loan.

Borrowing power

How much a bank will lend on your income and expenses.

Published by BOQ Specialist under the Consumer Data Right, last changed by them on 7 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.