Broken Hill Bank
L22 Secured Personal Loan
Purchase Residential Property Where Secured Residential Property Is Valued Less Than $100,000.
Home loansBank updated 11 June 2026
At a glance
- Variable (owner occ. P&I)
- 13.75% · 13.80% comparison
- Variable (investor P&I)
- 13.75%
- Max LVR
- 95%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableReference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval | P&I | — | — | 13.75% | 13.80% | — |
§ 02 — Fees · 24
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BHCCU Enforcement Expense | Event | No fee | — | — |
| Credit Bureau Default Listing | Event | $75 | — | — |
| Debt Agreement Fee | Event | $150 | — | — |
| Discharge Administration Fee | Event | $250 | — | — |
| Discharge Of Mortgage Fee | Event | $500.52 | — | — |
| Enforcement Collection Cost | Event | No fee | — | — |
| Enforcement Expense | Event | No fee | — | — |
| Guarantee Security Fee | Event | $325 | — | — |
| Loan Contract Variation Fee | Event | $275 | — | — |
| Progress Drawdown Fee | Event | $150 | — | — |
| Security Handling Fee | Event | $200 | — | — |
| Settlement Fee | Event | $150 | — | — |
| Loan Redraw Processing Fee | Transaction | $35 | — | — |
| Agents Fee | Upfront | No fee | — | — |
| Credit Report Fee | Upfront | $20 | — | — |
| Electronic Settlement Fee | Upfront | No fee | — | — |
| IPEX Fee | Upfront | $35 | — | — |
| Lenders Mortgage Insurance | Upfront | No fee | — | — |
| Loan Establishment Fee - Lenders Mortgage Insurance | Upfront | $855 | — | — |
| Loan Establishment Fee - Self Employed or Debt Consolidation | Upfront | $705 | — | — |
| Loan Establishment Fee | Upfront | $655 | — | — |
| Registration Fee | Upfront | No fee | — | — |
| Solicitors Fee | Upfront | No fee | — | — |
| Valuation Fee | Upfront | No fee | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital bankingUnlimited transactions"Relationship Rewards"
- · No Monthly Account Keeping Fees
- · No Loan Service Fees
- · No Penalties For Early Payouts
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizens Or Permanent Residents
- · Amount $2,000 to $100,000
- · Maximum LVR 95%
- · Subject To Eligibility For Credit Via Loan Application Assessment
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.