Homepay Non-Res
Homepay Non-Res
Hejaz Islamic Home Finance publishes this at the same rates and fees as Bluebay Home Loans's Homepay Non-Res, under the same ABN.
At a glance
- Variable (owner occ. P&I)
- 8.03%
- Variable (investor P&I)
- 8.23%
- Max LVR
- 80%
- Annual fee
- $499
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 8.03% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 101st lowest of 104 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 8.23% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 101st lowest of 104 |
Rates
Every rate Hejaz Islamic Home Finance publishes for this home loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤80% LVR, $50,000–$2,000,000 | 8.43% | - | - |
| Variable | Investment, P&I | - | ≤80% LVR, $50,000–$2,000,000 | 8.23% | - | - |
| Variable | Owner occupied, Interest only | - | ≤80% LVR, $50,000–$2,000,000 | 8.23% | - | - |
| Variable | Owner occupied, P&I | - | ≤80% LVR, $50,000–$2,000,000 | 8.03% | - | - |
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $1,5007 fees, each listed below
- While you hold it$499 a yearLender's Annual Facility Fee
- When you close it or pay it off$1,500Discharge Administration Fee
When you take it out7
- Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 77% to 78% for Investment properties
3.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 78% to 79% for Investment properties
3.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 76% to 77% for Investment properties
2.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR below 76% for Investment properties
2.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 79% to 80% for Investment properties
3.50% of balance - Progress Payment Inspection Fee$990
- Upfront Construction Review Fee$1,500
While you hold it1
- Lender's Annual Facility Fee$499 a year
When you close it or pay it off1
- Discharge Administration Fee$1,500
Other fees2
- Third Party Costs
At cost
Varies - Valuation Fee
At Cost
Varies
Features
- LMI Available
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Is either: 1) an Australian Citizen or a permanent resident that does not reside in Australia; 2) Borrower is approved from foreign investment review board (FIRB); 3) Borrower is on foreign income as salary and wage earners (employees) or self-employed to cover Australian Debt Obligations; and 4) the residential address of the borrower is limited to our "Acceptable Countries" list in accordance with our lending policy.
- Available to individuals
- Minimum balance $50,000
- Meets our lending eligibility criteria
- Have a build contract with a HomePay accredited builder;
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
Compare it with others
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Published by Hejaz Islamic Home Finance under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.