Mezy Assets Pty Ltd t/as Mortgage EzyPropel Expat
Mortgage Ezy Propel Expat residential mortgage for eligible borrowers with overseas income, available under Full Documentation.
Also sold at the same rates and fees as Mortgage Ezy.
Home loansLender updated 2 Sept 2026
At a glance
- Variable (owner occ. P&I)
- 6.89%6.97% comparison
- Variable (investor P&I)
- 7.19%
- Max LVR
- 80%
- Annual fee
- $0
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.39% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions | 99th lowest of 102 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.69% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.58%of 102 institutions | 98th lowest of 102 |
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 32 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤65%6.89%
- 65–70%7.09%
- 70–75%7.29%
- 75–80%7.39%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,500,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | ≤65% LVR, $2,500,001–$5,000,000 | 8.29% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,500,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $2,500,001–$5,000,000 | 8.79% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,500,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $2,500,001–$5,000,000 | 8.89% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $2,000,001–$5,000,000 | 9.09% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,500,000 | 7.19% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $2,500,001–$5,000,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,500,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $2,500,001–$5,000,000 | 8.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,500,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $2,500,001–$5,000,000 | 8.69% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 7.69% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $2,000,001–$5,000,000 | 8.89% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $100,000–$2,500,000 | 7.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $2,500,001–$5,000,000 | 7.99% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $100,000–$2,500,000 | 7.29% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $2,500,001–$5,000,000 | 8.49% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$2,500,000 | 7.49% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $2,500,001–$5,000,000 | 8.59% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $2,000,001–$5,000,000 | 8.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $100,000–$2,500,000 | 6.89% | 6.97% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $2,500,001–$5,000,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $100,000–$2,500,000 | 7.09% | 7.42% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $2,500,001–$5,000,000 | 8.29% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$2,500,000 | 7.29% | 7.70% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $2,500,001–$5,000,000 | 8.39% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 7.39% | 7.79% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $2,000,001–$5,000,000 | 8.59% | - | Available under Full Documentation. |
Fees
7 fees published, grouped by when they're charged.
- When you take it outUp to $5002 fees, each listed below
- While you hold itNo feeAnnual Fee
- When you close it or pay it offFrom $550Discharge Fee
When you take it out2
- Application Fee
Application fee $500. Excludes GST.
$500 - Risk Fee
Risk fee 0.50% of the loan amount applies for loans from $100k to $5m up to 80% LVR. Excludes GST.
0.50% of balance
While you hold it1
- Annual Fee
No annual fee. Excludes GST.
No fee
When particular things happen3
- Funder's Legal Fee
Legal fee from $400 plus applicable disbursements and government charges. Excludes GST.
From $400 - Settlement Fee
No settlement fee. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee from $550 plus agent costs. Excludes GST.
From $550
Features
- Interest Only repayments are available for up to 5 years for Owner Occupied and Investment loans, then reverting to Principal and Interest.
Eligibility and limits
- Residency: Australian citizens and Australian permanent residents meeting the overseas income criteria
- Amount $100,000 to $5,000,000
- Maximum LVR 80%
- Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. O…
- Loan term 30 years. Principal and Interest or Interest Only for up to 5 years, then reverting to Principal and Interest.
- Full Documentation: PAYG - 2 recent payslips. Self-Employed - 1 year tax return and corresponding personal NOA. 100% of net overseas income is converted to AUD for assessment.
- Eligible borrower structures include individuals, Australian-domiciled companies and trusts.
Compare it with others
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.