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High LVR

High LVR

Mortgage Mart publishes this at the same rates and fees as Bluebay Home Loans's High LVR, under the same ABN.

Home loansLender updated 5 Nov 2026

At a glance

Variable (owner occ. P&I)
6.99%
Variable (investor P&I)
7.19%
Max LVR
100%
Annual fee
$379
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.99%Every other institution's lowest, 103 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Variable home loanOwner occupier, principal & interest, 80% LVR6.99%5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions91st lowest of 104, level with one other
Investor variable home loanInvestment, principal & interest, 80% LVR7.19%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions90th lowest of 104, level with one other

Rates

Every rate Mortgage Mart publishes for this home loan, 4 in all.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-≤100% LVR, $50,000–$2,000,0007.39%--
VariableInvestment, P&I-≤100% LVR, $50,000–$2,000,0007.19%--
VariableOwner occupied, Interest only-≤100% LVR, $50,000–$2,000,0007.19%--
VariableOwner occupied, P&I-≤100% LVR, $50,000–$2,000,0006.99%--

Fees

10 fees published, grouped by when they're charged.

  1. When you take it outUp to $9906 fees, each listed below
  2. While you hold it$379 a yearLender's Annual Facility Fee
  3. When you close it or pay it off$795Discharge Administration Fee

When you take it out6

  • Construction Risk Fee (CRF) - Construction

    This fee is applicable to loans for Owner Occupied properties.

    6.25% of balance
  • Construction Risk Fee (CRF) - Construction

    This fee is applicable to loans for Investment properties.

    6.75% of balance
  • Lender Protection Fee (LPF) - Purchase

    This fee is applicable to loans for Owner Occupied properties.

    6.00% of balance
  • Progress Payment Inspection Fee
    $990
  • This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.

    This fee is applicable to loans for Investment properties.

    6.50% of balance
  • Upfront Construction Review Fee
    $750

While you hold it1

  • Lender's Annual Facility Fee
    $379 a year

When you close it or pay it off1

  • Discharge Administration Fee
    $795

Other fees2

  • Third Party Costs

    At cost

    Varies
  • Valuation Fee

    At Cost

    Varies

Features

Offset accountRedrawExtra repaymentsDigital banking
  • LMI Available
  • Split Loan

Eligibility and limits

  • Minimum balance $50,000

Published by Mortgage Mart under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.