At a glance
- Variable (owner occ. P&I)
- 6.14% · 6.42% comparison
- Variable (investor P&I)
- 6.39%
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 10
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment | — | ≤60% LVR | 6.39% | 6.66% | — |
| Variable | Investment | — | 60–70% LVR | 6.44% | 6.71% | — |
| Variable | Investment | — | 70–80% LVR | 6.49% | 6.76% | — |
| Variable | Investment | — | 80–90% LVR | 6.74% | 7.01% | — |
| Variable | Investment | — | 90–95% LVR | 7.04% | 7.31% | — |
| Variable | Owner occupied · P&I | — | ≤60% LVR | 6.14% | 6.42% | — |
| Variable | Owner occupied · P&I | — | 60–70% LVR | 6.19% | 6.47% | — |
| Variable | Owner occupied · P&I | — | 70–80% LVR | 6.24% | 6.52% | — |
| Variable | Owner occupied · P&I | — | 80–90% LVR | 6.49% | 6.76% | — |
| Variable | Owner occupied · P&I | — | 90–95% LVR | 6.79% | 7.06% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ADDITIONAL_SECURITY_FEE | Event | $185 | — | Applies to each additional security within a loan facility. |
| PAPER_REDRAW_FEE | Event | $25 | — | Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking |
| PACKAGE_FEE_-_CLASSIC_PLUS_ONLY | Periodic | $25 | — | Payable on a monthly basis.Note: if the classic plus product is switched or repaid within the first year, $300 is payable less the amount of the package fee that is already paid. |
| CONSTRUCTION_SETTLEMENT_FEE | Upfront | $295 | — | Applies once only per construction loan facility |
§ 03 — Features
Offset accountRedrawExtra repayments
- · Fee free Everyday Plus Transaction Account
- · No loan establishment or settlement fees
- · Fee waived for future loan top ups
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Permanent Australian residents or Australian citizens
- · Available to individuals
- · Amount $150,000 to no maximum
§ 06 — Run the numbers
Put this product through a calculator
Published by QBANK under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.