Standard Lender Paid LMI
Standard Lender Paid LMI
Riyadh Financial Services publishes this at the same rates and fees as Bluebay Home Loans's Standard Lender Paid LMI, under the same ABN.
At a glance
- Variable (owner occ. P&I)
- 7.20%
- Variable (investor P&I)
- 7.50%
- Max LVR
- 95%
- Annual fee
- $295
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.20% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 95th lowest of 104 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.50% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 97th lowest of 104 |
Rates
Every rate Riyadh Financial Services publishes for this home loan, 6 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤90%7.20%
- 90–95%7.70%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤85% LVR, $50,000–$2,500,000 | 7.50% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤85% LVR, $50,000–$2,500,000 | 7.70% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤90% LVR, $50,000–$2,500,000 | 7.20% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤90% LVR, $50,000–$2,500,000 | 7.40% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$2,500,000 | 7.70% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$2,500,000 | 7.90% | - | - |
Fees
2 fees published, grouped by when they're charged.
- When you take it outNo fee published
- While you hold it$295 a yearLender's Annual Facility Fee
- When you close it or pay it off$795Discharge Administration Fee
While you hold it1
- Lender's Annual Facility Fee$295 a year
When you close it or pay it off1
- Discharge Administration Fee$795
Features
- LMI Available
- Split Loan
Eligibility and limits
- Minimum balance $50,000
Compare it with others
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Published by Riyadh Financial Services under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.