High LVR
High LVR
WLTH publishes this at the same rates and fees as Bluebay Home Loans's High LVR, under the same ABN.
At a glance
- Variable (owner occ. P&I)
- 6.99%
- Variable (investor P&I)
- 7.19%
- Max LVR
- 100%
- Annual fee
- $379
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.99% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 91st lowest of 104, level with one other |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.19% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 90th lowest of 104, level with one other |
Rates
Every rate WLTH publishes for this home loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤100% LVR, $50,000–$2,000,000 | 7.39% | - | - |
| Variable | Investment, P&I | - | ≤100% LVR, $50,000–$2,000,000 | 7.19% | - | - |
| Variable | Owner occupied, Interest only | - | ≤100% LVR, $50,000–$2,000,000 | 7.19% | - | - |
| Variable | Owner occupied, P&I | - | ≤100% LVR, $50,000–$2,000,000 | 6.99% | - | - |
Fees
10 fees published, grouped by when they're charged.
- When you take it outUp to $9906 fees, each listed below
- While you hold it$379 a yearLender's Annual Facility Fee
- When you close it or pay it off$795Discharge Administration Fee
When you take it out6
- Construction Risk Fee (CRF) - Construction
This fee is applicable to loans for Owner Occupied properties.
6.25% of balance - Construction Risk Fee (CRF) - Construction
This fee is applicable to loans for Investment properties.
6.75% of balance - Lender Protection Fee (LPF) - Purchase
This fee is applicable to loans for Owner Occupied properties.
6.00% of balance - Progress Payment Inspection Fee$990
- This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.
This fee is applicable to loans for Investment properties.
6.50% of balance - Upfront Construction Review Fee$750
While you hold it1
- Lender's Annual Facility Fee$379 a year
When you close it or pay it off1
- Discharge Administration Fee$795
Other fees2
- Third Party Costs
At cost
Varies - Valuation Fee
At Cost
Varies
Features
- LMI Available
- Split Loan
Eligibility and limits
- Minimum balance $50,000
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Published by WLTH under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.