Warwick Credit UnionFIXED TERM DEPOSITS
Take advantage of great returns on our term deposits
At a glance
- Best rate
- 4.40% for 24m
- Min deposit
- $200,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 2-year term depositBest rate for 2 years | 4.40% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 40th highest of 55 |
Rates
The one rate Warwick Credit Union publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 2 yrs | $200,000–$500,000 | 4.40% | - | paid every 1 yr |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Oct 2026 | Fixed, 2 yrs, $200,000–$500,000 | 4.20% | 4.40% | up 0.20 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2
Features
- No account keeping fee
- A guaranteed rate for terms of 24 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started
- Interest can be paid monthly, quarterly, 6 monthly, 12 monthly or at maturity. A reduced interest rate applies for monthly, quarterly and 6 monthly interest payments
- We'll send you a written renewal notice before your deposit matures
- We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use
- For deposits over $500,000 rates and terms are by negotiation and subject to acceptance
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia
- Minimum balance $200,000
- Opening balance $200,000
- Must be a member of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.