FIXED TERM DEPOSITS

Take advantage of great returns on our term deposits

Term depositsBank updated 6 Oct 2026

At a glance

Best rate: 4.40% for 24m
Min deposit: $50,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 4.90%

2%2.5%3%3.5%4%4.5%5%5.5%

This term deposit: 4.40%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
2-year term depositBest rate for 2 years	4.40%	5.60%Judo Bank's Personal Term Deposits	4.90%of 55 institutions	40th highest of 55

Rates

The one rate Warwick Credit Union publishes for this term deposit.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	2 yrs	$50,000–$199,999	4.40%	-	paid every 1 yr

Rate changes

One change logged, newest first.

Date	Rate	Was	Now	Change
7 Oct 2026	Fixed, 2 yrs, $50,000–$199,999	4.20%	4.40%	up 0.20

Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

While you hold it1

STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2

Features

Digital banking

No account keeping fee
A guaranteed rate for terms of 24 months
Earn a competitive interest rate on your investment with a minimum opening balance of $50,000 can get you started
Interest can be paid monthly, quarterly, 6 monthly, 12 monthly or at maturity. A reduced interest rate applies for monthly quarterly and 6 monthly interest payments
We'll send you a written renewal notice before your deposit matures
We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use

Eligibility and limits

Residency: Individuals must be citizens or permanent residents of Australia
Minimum balance $50,000
Opening balance $50,000
Must be a member of the Credit Union

Compare it with others

All term deposits Other Darling Downs Bank term deposits Everything Darling Downs Bank publishes

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Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.