Dnister Bank
My Community Saver
A great, high interest earning savings account that has been designed with our community conscious members in mind.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Bonus rate
- 0.77%
- Up to
- 0.77%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusDnister pays a contribution based on the applicable interest rate and daily balance of a My Community Saver Account. This contribution is paid into the nominated eligible community organisation's Com… | — | — | — | 0.77% | — | paid every 1 yr; Dnister Benefit Contribution |
§ 02 — Fees · 22
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM / EFTPOS dispute | Event | $45 | — | — |
| Bank Cheque Fee | Event | $12 | — | — |
| BPAY Trans Investigation | Event | $10 | — | — |
| BPAY/PP Returned Fee | Event | $25 | — | — |
| Copy of Interest Summary | Event | $10 | — | — |
| Copy of statement of accounts | Event | $6 | — | — |
| Corporate Cheque Stop Request | Event | $12 | — | — |
| Dishonour of Direct Debit | Event | $15 | — | — |
| Dishonour of Direct Debit | Event | $25 | — | — |
| Foreign Cash/Cheque Deposit | Event | $30 | — | — |
| Foreign Cash/Chq/Travel Money | Event | $30 | — | — |
| Honour Fee | Event | $0.10 | — | — |
| Honour Fee | Event | $10 | — | — |
| Inter Credit Union Withdrawal | Event | $10 | — | — |
| Inward Cheque Dishonour Fee | Event | $20 | — | — |
| Mbr Chq / PP Trace Fee | Event | $60 | — | — |
| Member Cheque Copy Fee | Event | $20 | — | — |
| Paper Statement Fee | Event | $4 | — | Only customers older than a minimum age receive the discount |
| Paper Statement Fee | Event | $6 | — | Only customers older than a minimum age receive the discount |
| Presented Stopped Cheque Fee | Event | $35 | — | — |
| Thomas Cook Draft Fee | Event | $20 | — | — |
| Dormant Account | Periodic | $35 | Every 1 yr | — |
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · This product is only available to members who are registered for Online Banking.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.