A-Auswide BankBONUS PLUS SAVER
A savings account that pays bonus interest when a deposit and no withdrawals are made during the month
At a glance
- Up to
- 3.56%
- Base rate
- 0.01%
- Bonus rate
- 3.55%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 3.56% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 49th highest of 51 |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.01% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 36th highest of 43, level with 7 others |
Rates
Every rate A-Auswide Bank publishes for this account, 4 in all.
How the rate is made up
3.56%in a month every condition is met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month. | - | - | up to $5,000 | 3.55% | - | paid every 1 mo; BONUS |
| BonusMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month. | - | - | $5,000+ | 3.55% | - | paid every 1 mo; BONUS |
| VariableMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month. | - | - | up to $5,000 | 0.01% | - | paid every 1 mo |
| VariableMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month. | - | - | $5,000+ | 0.01% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Bonus, up to $5,000 | 3.30% | 3.55% | up 0.25 |
| 2 Nov 2026 | Bonus, $5,000+ | 3.30% | 3.55% | up 0.25 |
Each change is logged the night it appears in the rates Auswide Bank Ltd publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you make a transaction5
- TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50 - DIRECT_DEBIT
Payable if we process a direct to your account. This includes payments which you initiate electronically
$0.50 - EXTERNAL_PAYMENT_FEE
Paybale if you request us to process an electronic payment to an account at another FI
$0.60 - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK
Payable when you write a cheque and it is presented on your account
$2
When particular things happen1
- DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT
Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
$15
Features
- Up to 9 Sub Accounts
Eligibility and limits
- Available to individuals
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.