The Finance Algorithm
A-Auswide Bank

BONUS PLUS SAVER

A savings account that pays bonus interest when a deposit and no withdrawals are made during the month

Savings & transaction accountsBank updated 1 July 2026
At a glance
Base rate
0.01%
Bonus rate
3.30%
Up to
3.31%
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
BonusMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month.up to $5,0003.30%paid every 1 mo; BONUS
BonusMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month.$5,000+3.30%paid every 1 mo; BONUS
VariableMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month.up to $5,0000.01%paid every 1 mo
VariableMake at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfer, or electronic debits from the account in the calendar month.$5,000+0.01%paid every 1 mo
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENTEvent$15Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
TELEGPRAPHIC_TRANSFER_FEEPayment$50$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
DIRECT_DEBITTransaction$0.50Payable if we process a direct to your account. This includes payments which you initiate electronically
EXTERNAL_PAYMENT_FEETransaction$0.60Paybale if you request us to process an electronic payment to an account at another FI
RTGS_OUTWARD_PAYMENT_FEETransaction$20Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOKWithdrawal$2Payable when you write a cheque and it is presented on your account
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Up to 9 Sub Accounts
§ 04 — Eligibility & limits
  • · Available to individuals

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.