Online Saver Statement

Savings & transaction accountsBank updated 1 Oct 2026

At a glance

Up to: 3.25%
Bonus rate: 3.25%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 5.25%

3.5%4%4.5%5%5.5%

This account: 3.25%Every other institution's highest, 50 in all

Base plus bonus, when every condition is met. One dot per institution, at its highest bonus savings rate anyone can apply for; hover or tap a dot for its name.

Rate	This account	Best anywhere	Typical institution	Where it sits
Bonus savings accountBase plus bonus, when every condition is met	3.25%	5.75%Defence Bank Limited's iSaver	5.25%of 51 institutions	51st highest of 51

Rates

Every rate Bank of China publishes for this account, 3 in all.

How the rate is made up

3.25%in a month every condition is met

0.00% base rate3.25% bonus, when its conditions are met

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Bonus	-	-	-	3.25%	-	paid every 1 mo; Online Saver Statement, new account bonus rate 3.25% for first 4 months for balance $3,000 to $499,999.99, only new customer can enjoy this bonus rate.
Fixed	-	-	-	0.05%	-	paid every 1 mo; Online Saver Statement, base rate for balance < $3,000 or =$5,000,000.
Fixed	-	-	-	2.35%	-	paid every 1 mo; Online Saver Statement, base rate for balance between $3,000 and $4,999,999.99.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

Over the counter withdrawals at branches
$5

Features

Digital banking

Eligibility and limits

Minimum age 16
Opening balance $1

Compare it with others

All savings & transaction accounts Other Bank of China savings & transaction accounts Everything Bank of China publishes

Put this product through a calculator

Published by Bank of China under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.