Online Saver Statement

Savings & transaction accountsBank updated 7 May 2026

At a glance

Bonus rate: 3.25%
Up to: 3.25%

§ 01 — Rates · 3

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Bonus	—	—	—	3.25%	—	paid every 1 mo; new account bonus rate 3.25% for first 3 months for balance $3,000 to $499,999.99, only new customer can enjoy this bonus rate.
Fixed	—	—	—	0.05%	—	paid every 1 mo; base rate for balance < $3,000 or =$5,000,000.
Fixed	—	—	—	2.10%	—	paid every 1 mo; base rate for balance between $3,000 and $4,999,999.99.

§ 02 — Fees · 1

Fee	Type	Amount	When	Notes
Over the counter withdrawals at branches	Withdrawal	$5	—	—

§ 03 — Features

Digital banking

§ 04 — Eligibility & limits

· Minimum age 16
· Opening balance $1

§ 05 — Compare

All savings & transaction accounts →Other Bank of China savings & transaction accounts Everything Bank of China publishes

§ 06 — Run the numbers

Put this product through a calculator

Savings goal

How long a target takes at a given rate and deposit.

Compound interest

What a balance grows to with monthly interest.

Published by Bank of China under the Consumer Data Right, last changed by them on 7 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.