Judo Bank
Personal Savings Account
A High Interest at-call savings account with bonus interest rates if monthly criteria is met.
Savings & transaction accountsBank updated 11 Aug 2026
At a glance
- Base rate
- 0.05%
- Bonus rate
- 5.30%
- Up to
- 5.35%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $1–$250,000 | 5.30% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.; Deposit $300 within the month. |
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $2,000,001+ | 0.00% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.; Deposit $300 within the month. |
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $250,001–$2,000,000 | 4.80% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.; Deposit $300 within the month. |
| VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | — | 0.05% | — | paid every 1 mo |
§ 03 — Features
Digital banking
- · Fund via Direct Entry.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: The person applying for the account must be: over 18 years of age; an Australian citizen or Permanent resident; an Australian resident for tax purposes; and living at an Australian residential address.
- · Available to individuals
- · Minimum balance $1
- · Opening balance $1
- · Can be a Joint -applicant
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Judo Bank under the Consumer Data Right, last changed by them on 11 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.