Credit Union SA
Bonus Savings Account
Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account.
Savings & transaction accountsBank updated 29 June 2026
At a glance
- Base rate
- 0.01%
- Bonus rate
- 3.49%
- Up to
- 3.50%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | — | 3.49% | — | paid every 1 mo; Bonus interest applies each month you make a deposit (of any amount) and no withdrawals. |
| Variable | — | — | — | 0.01% | — | paid every 1 mo |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears | Event | $15 | — | — |
| Deposit Periodic | Periodic | No fee | — | Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdra… |
| Transaction | Transaction | No fee | — | Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
- · Round-ups (destination account)
- · Business Banking can be attached to the product
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.