Credit Union SABonus Savings Account
Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account.
At a glance
- Up to
- 3.75%
- Base rate
- 0.01%
- Bonus rate
- 3.74%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 3.75% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 46th highest of 51, level with one other |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.01% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 36th highest of 43, level with 7 others |
Rates
Every rate Credit Union SA publishes for this account, 2 in all.
How the rate is made up
3.75%in a month every condition is met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 3.74% | - | paid every 1 mo; Bonus interest applies each month you make a deposit (of any amount) and no withdrawals. |
| Variable | - | - | - | 0.01% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Bonus | 3.49% | 3.74% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
While you hold it1
- Deposit Periodic
Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdra…
No fee
When you make a transaction1
- Transaction
Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more.
No fee
When particular things happen1
- Arrears$15
Features
- Round-ups (destination account)
- Business Banking can be attached to the product
Eligibility and limits
None published.
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.