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ANZ Plus Growth Saver

Get an ANZ Plus Growth Saver account to help smash your savings goals

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Up to
5.35%
Base rate
0.10%
Bonus rate
5.25%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 5.35%Every other institution's highest, 50 in all

Base plus bonus, when every condition is met. One dot per institution, at its highest bonus savings rate anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
Bonus savings accountBase plus bonus, when every condition is met5.35%5.75%Defence Bank Limited's iSaver5.25%of 51 institutions13th highest of 51, level with 7 others
Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met0.10%3.45%Heritage's Online Saver Account0.10%of 43 institutions18th highest of 43, level with 10 others

Rates

Every rate ANZ Plus publishes for this account, 2 in all.

How the rate is made up

5.35%in a month every condition is met

0.10% base rate5.25% bonus, when its conditions are met

To earn the bonus

  • Grow your savings by $100 or more (on top of any interest you receive) each month to earn a bonus rate with ANZ Plus Growth Saver
TypeApplies toTermBandRateComparisonConditions
BonusGrow $100 by last business day of month---5.25%-paid every 1 mo; Grow your savings by $100 or more (on top of any interest you receive) each month to earn a bonus rate with ANZ Plus Growth Saver; Grow your savings by $100 or more (on top of any interest you receive) each month to earn a bonus rate with ANZ Plus Growth Saver.
VariableANZ Plus Growth Saver Rates---0.10%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
9 Oct 2026Bonus5.00%5.25%up 0.25

Each change is logged the night it appears in the rates ANZ Plus publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • INTERNATIONAL INWARD MONEY TRANSFER FEE

    See the ANZ Plus Deposit Account T&Cs for details on fees.

    $0 to $15

Features

Instant paymentsDigital bankingFraud protectionUnlimited transactions
  • Savings Goals - Set and track up to 99 savings goals without opening new accounts

Eligibility and limits

  • Minimum age 15
  • Residency: Australian Permanent Resident, Australian Citizen, Australian Temporary Resident
  • Available to individuals

Published by ANZ Plus under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.