RabobankPremiumSaver
Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.
At a glance
- Up to
- 5.65%
- Base rate
- 0.80%
- Bonus rate
- 4.85%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.65% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 4th highest of 51 |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.80% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 9th highest of 43 |
Rates
Every rate Rabobank publishes for this account, 10 in all.
How the rate is made up
5.65%in a month every condition is met
To earn the bonus
- Balance increased by $200 a month, excluding interest paid
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus Variable Rate | - | - | up to $250,000 | 4.85% | - | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | - | - | $1,000,000–$2,000,000 | 3.20% | - | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | - | - | $2,000,000–$3,000,000 | 3.20% | - | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | - | - | $250,000–$1,000,000 | 3.20% | - | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | - | - | $3,000,000+ | 3.20% | - | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | - | - | up to $250,000 | 0.80% | - | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | - | - | $1,000,000–$2,000,000 | 0.80% | - | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | - | - | $2,000,000–$3,000,000 | 0.80% | - | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | - | - | $250,000–$1,000,000 | 0.80% | - | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | - | - | $3,000,000+ | 0.80% | - | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
Rate changes
10 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Bonus, up to $250,000 | 4.75% | 4.85% | up 0.10 |
| 14 Oct 2026 | Bonus, $1,000,000–$2,000,000 | 3.10% | 3.20% | up 0.10 |
| 14 Oct 2026 | Bonus, $2,000,000–$3,000,000 | 3.10% | 3.20% | up 0.10 |
| 14 Oct 2026 | Bonus, $250,000–$1,000,000 | 3.10% | 3.20% | up 0.10 |
| 14 Oct 2026 | Bonus, $3,000,000+ | 3.10% | 3.20% | up 0.10 |
| 14 Oct 2026 | Variable, up to $250,000 | 0.65% | 0.80% | up 0.15 |
| 14 Oct 2026 | Variable, $1,000,000–$2,000,000 | 0.65% | 0.80% | up 0.15 |
| 14 Oct 2026 | Variable, $2,000,000–$3,000,000 | 0.65% | 0.80% | up 0.15 |
| 14 Oct 2026 | Variable, $250,000–$1,000,000 | 0.65% | 0.80% | up 0.15 |
| 14 Oct 2026 | Variable, $3,000,000+ | 0.65% | 0.80% | up 0.15 |
Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- Account keeping feeNo fee
Features
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Minimum age 18
- Residency: Each individual owner of an account must be residing in and tax resident of Australia.
- Available to individuals
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
- Funds can only be transferred externally to the nominated linked account.
Compare it with others
Put this product through a calculator
Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.