Rabobank
PremiumSaver
Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.
Savings & transaction accountsBank updated 10 July 2026
At a glance
- Base rate
- 0.65%
- Bonus rate
- 4.75%
- Up to
- 5.40%
- Monthly fee
- $0
§ 01 — Rates · 10
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus Variable Rate | — | — | up to $250,000 | 4.75% | — | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | — | — | $1,000,000–$2,000,000 | 3.10% | — | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | — | — | $2,000,000–$3,000,000 | 3.10% | — | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | — | — | $250,000–$1,000,000 | 3.10% | — | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| BonusBonus Variable Rate | — | — | $3,000,000+ | 3.10% | — | paid every 1 mo; Balance increased by $200 a month, excluding interest paid; Balance increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | — | — | up to $250,000 | 0.65% | — | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | — | — | $1,000,000–$2,000,000 | 0.65% | — | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | — | — | $2,000,000–$3,000,000 | 0.65% | — | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | — | — | $250,000–$1,000,000 | 0.65% | — | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
| VariableMinimum Variable Rate | — | — | $3,000,000+ | 0.65% | — | paid every 1 mo; Balance not increased by $200 a month, excluding interest paid |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Account keeping fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital bankingUnlimited transactions
- · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Each individual owner of an account must be residing in and tax resident of Australia.
- · Available to individuals
- · New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
- · Funds can only be transferred externally to the nominated linked account.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Rabobank under the Consumer Data Right, last changed by them on 10 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.