Queensland Country BankBonus Saver
An account which rewards the dedicated saver
At a glance
- Up to
- 4.55%
- Base rate
- 0.15%
- Bonus rate
- 4.40%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 4.55% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 41st highest of 51 |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.15% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 17th highest of 43 |
Rates
Every rate Queensland Country Bank publishes for this account, 2 in all.
How the rate is made up
4.55%in a month every condition is met
To earn the bonus
- Max withdrawals
- Min deposit amount
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 4.40% | - | paid every 1 mo; Max withdrawals; Min deposit amount; To achieve the bonus rate of interest you must deposit at least $20 in a calendar month and make no withdrawals in the same calendar month. |
| Variable | - | - | - | 0.15% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Bonus | 4.20% | 4.40% | up 0.20 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
While you hold it1
- Monthly Account FeeNo fee
If a payment is late or fails1
- Dishonour Insuff. Funds$8
When particular things happen5
- DE Mistaken Payment Return Req$50
- Direct Entry Recall of Funds
Applies to Direct Debit, Direct Credit and OSKO payments
$40 - Dormant Account Fee$15
- Honour Charge$8
- RTGS Payment Received Fee$7.20
Other fees1
- Transaction Fees
Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Varies
Features
- Bonus Interest is paid when at least $20 is deposited into the Bonus Saver and no withdrawals are conducted in a calendar month
Eligibility and limits
- Minimum age 18
Compare it with others
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.