The Finance Algorithm
Queensland Country Bank

Bonus Saver

An account which rewards the dedicated saver

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Base rate
0.15%
Bonus rate
4.20%
Up to
4.35%
Monthly fee
$0
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Bonus4.20%paid every 1 mo; Max withdrawals; Min deposit amount; To achieve the bonus rate of interest you must deposit at least $20 in a calendar month and make no withdrawals in the same calendar month.
Variable0.15%paid every 1 mo
§ 02 — Fees · 8
FeeTypeAmountWhenNotes
Dishonour Insuff. FundsDishonour$8
DE Mistaken Payment Return ReqEvent$50
Direct Entry Recall of FundsEvent$40Applies to Direct Debit, Direct Credit and OSKO payments
Dormant Account FeeEvent$15
Honour ChargeEvent$8
RTGS Payment Received FeeEvent$7.20
Transaction FeesOtherVariesRefer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Monthly Account FeePeriodicNo feeEvery 1 mo
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Bonus Interest is paid when at least $20 is deposited into the Bonus Saver and no withdrawals are conducted in a calendar month
§ 04 — Eligibility & limits
  • · Minimum age 18

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.