The Capricornian
Bonus Saver Account
A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month.
Savings & transaction accountsBank updated 17 July 2026
At a glance
- Base rate
- 0.10%
- Bonus rate
- 4.65%
- Up to
- 4.75%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus0.10% interest is applied to the entirety of the balance regardless of whether or not the bonus criteria is met. | — | — | $100–$250,000 | 4.65% | — | paid every 1 mo; Atleast $100 has to be deposited throughout the month, No Debits/Withdrawals at all on the account during the month, Account to stay open throughout the entire duration of the calendar month. |
| VariableBase interest rate for the Bonus Saver account that is applied to the entirety of the balance of the account regardless of whether or not the Bonus Criteria was met. | — | — | up to null | 0.10% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Staff Assisted Withdrawal Fee | Withdrawal | $3 | — | Fee is charged whenever a withdrawal is performed by a staff member on behalf of the member at their request. Exemptions apply for customer's aged 25 years and younger, as well as 65 years and older. |
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · No Direct Debits. Direct Debits are unable to be setup to the Bonus Saver Account.
§ 05 — Compare
§ 06 — Run the numbers
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Published by The Capricornian under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.