NABNAB iSaver
Access your savings whenever you need them, without affecting your interest rate.
At a glance
- Up to
- 5.50%
- Base rate
- 1.85%
- Bonus rate
- 3.65%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.50% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 7th highest of 51, level with 2 others |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 1.85% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 3rd highest of 43 |
Rates
Every rate NAB publishes for this account, 3 in all.
How the rate is made up
5.50%in a month every condition is met
To earn the bonus
- Introductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 3.65% | - | paid every 1 mo; Introductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).; In addition, you'll also get this for the first four months after opening your first NAB iSaver account for balances up to $20 million. |
| Penalty | - | - | - | 15.41% | - | Not applicable; Penalty interest rates apply if the account is overdrawn beyond the approved limit |
| Variable | - | - | - | 1.85% | - | paid every 1 mo; Not applicable; At a minimum, you'll get this rate (subject to change) on your balance, regardless of how many transactions you make. |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 10 Oct 2026 | Bonus | 3.60% | 3.65% | up 0.05 |
| 10 Oct 2026 | Variable | 1.65% | 1.85% | up 0.20 |
Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
Eligibility and limits
- Residency: A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
- Available to individuals
- You’ll need to link a NAB transaction account such as a NAB Classic Banking or NAB Retirement Account to access your iSaver account via NAB Internet Banking, NAB Telephone Banking and the NAB App.
Compare it with others
Put this product through a calculator
Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.