The Finance Algorithm
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LITTLE STAR SAVER

Savings account for customers under 14yrs. Bonus Interest paid on balance up to $50k subject to no withdrawals made.

Savings & transaction accountsBank updated 9 June 2026

At a glance

Up to
5.20%
Base rate
1.00%
Bonus rate
4.20%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 5.20%Every other institution's highest, 50 in all

Base plus bonus, when every condition is met. One dot per institution, at its highest bonus savings rate anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
Bonus savings accountBase plus bonus, when every condition is met5.20%5.75%Defence Bank Limited's iSaver5.25%of 51 institutions29th highest of 51, level with 2 others
Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met1.00%3.45%Heritage's Online Saver Account0.10%of 43 institutions8th highest of 43

Rates

Every rate SCCU publishes for this account, 4 in all.

How the rate is made up

5.20%in a month every condition is met

1.00% base rate4.20% bonus, when its conditions are met
TypeApplies toTermBandRateComparisonConditions
BonusTiered rate based on different balance thresholds and bonus interest subject to no withdrawals--up to $50,0004.20%-paid every 1 mo; Bonus
BonusTiered rate based on different balance thresholds and bonus interest subject to no withdrawals--$50,000+0.00%-paid every 1 mo; Bonus
VariableTiered rate based on different balance thresholds and bonus interest subject to no withdrawals--up to $50,0001.00%-paid every 1 mo
VariableTiered rate based on different balance thresholds and bonus interest subject to no withdrawals--$50,000+1.00%-paid every 1 mo

Features

None published.

Eligibility and limits

None published.

Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.