Suncorp BankGrowth Saver Account
A higher interest savings account that rewards you with Bonus Interest for regular savings.
At a glance
- Up to
- 5.35%
- Base rate
- 0.10%
- Bonus rate
- 5.25%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.35% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 13th highest of 51, level with 7 others |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.10% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 18th highest of 43, level with 10 others |
Rates
Every rate Suncorp Bank publishes for this account, 2 in all.
How the rate is made up
5.35%in a month every condition is met
To earn the bonus
- Minimum balance increase per month of $200
- Maximum of 1 withdrawal per month
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus Interest - conditions must be met for bonus interest to be paid. | - | - | - | 5.25% | - | paid every 1 mo; Minimum balance increase per month of $200; Maximum of 1 withdrawal per month; Closing balance on the last day of the month (excl. interest) at least $200 greater than the closing balance on the last day of the previous month and no more than 1 withdrawal in the month. |
| VariableStandard Interest calculated daily and paid monthly. If you do not meet the Bonus Conditions in a calendar month you still earn Standard Interest on daily balances. | - | - | - | 0.10% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Bonus | 5.00% | 5.25% | up 0.25 |
Each change is logged the night it appears in the rates Suncorp Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
12 fees published, grouped by when they're charged.
While you hold it1
- Account keeping fee
No monthly account keeping fees
No fee
When particular things happen11
- Copy of bank cheque$12
- eStatementsNo fee
- Interest Certificate
previous financial year - per certificate issued
$10 - Physical Security Token
Suncorp Bank Secured App (soft token) available at no cost
$20 - Real Time Gross Settlements (RTGS) - outward$35
- Record Search/Copy Fee (cheques, records, voucher retrieval)
per hour
$70 - Request for Audit Certificate
per certificate
$30 - Stop Payment Request - bank cheques$15
- Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request
plus other bank's costs
$30 - Telegraphic Transfers sent - staff assisted$30
- Trace/recall of funds request$30
Features
- Pay $0 monthly account keeping fees
- Earn Bonus Interest when you grow your net balance by $200 (excluding interest) and make no more than 1 withdrawal in the calendar month.
- Bonus Interest - Standard Interest earned in the current calendar month does not contribute to the balance growth requirement for bonus interest.
- No maximum balance
- No minimum balance to earn standard interest
- Pay To is available to manage payments from an eligible bank account in Suncorp Bank App
Eligibility and limits
- Minimum age 11
- Residency: Account owners must be residents of Australia
- Available to individuals
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Published by Suncorp Bank under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.