First Option Bank
Bonus Saver
Bonus Saver Account
Savings & transaction accountsBank updated 10 June 2026
At a glance
- Base rate
- 0.05%
- Bonus rate
- 3.25%
- Up to
- 3.30%
- Monthly fee
- $7.50
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | up to $2,000,000 | 3.25% | — | paid every 1 mo |
| Bonus | — | — | $2,000,000+ | 3.25% | — | paid every 1 mo |
| Variable | — | — | up to $2,000,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $2,000,000+ | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| IBTEMPLIMIT | Event | $10 | — | — |
| DORMANT | Periodic | $75 | Every 1 yr | — |
| MEMBERSHIP_ADMIN_FEE | Periodic | $5 | Every 1 mo | Membership Admin Fee |
| PAPER_STAT_FEE | Periodic | $2.50 | Every 1 mo | Paper Statement Fee |
| STAFF_ASSIST_FEE | Transaction | $5 | — | Staff=assisted transfer fee |
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 16
- · Residency: Australian Residents
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by First Option Bank under the Consumer Data Right, last changed by them on 10 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.