AMB Bank Product
Online Saver
The Online Saver Account gives you access to your money exclusively via Internet Banking, so you can avoid temptation and reach your savings goals faster. Plus, you’ll be rewarded with a competitive bonus interest rate when the conditions on the account are met.
Savings & transaction accountsBank updated 25 Aug 2026
At a glance
- Base rate
- 0.10%
- Bonus rate
- 4.75%
- Up to
- 4.85%
- Monthly fee
- $2
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | up to $500,000 | 4.75% | — | paid at maturity; paid every 1 mo; The bonus interest rate is applicable to the full account balance when you maintain a balance between $0 and $500,000 and don’t make any withdrawals during the month. |
| VariableBase Rate | — | — | up to $500,000 | 0.10% | — | paid every 1 mo |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Archive retrieval fee | Event | $50 | — | A $50 hourly fee applies plus any expenses incurred |
| Audit Certificate Fee | Event | $50 | — | Per audit certificate requested |
| Copies of statements (over 12 months) at branch | Event | $5 | — | — |
| Copies of statements (up to 12 months) at branch | Event | $2.50 | — | — |
| Dormancy fee for accounts inactive greater than 24 months | Periodic | $2 | Every 1 mo | — |
| Paper statement fee (per statement) | Periodic | $2 | Every 3 mo | — |
| EFT trace/recall of funds | Transaction | $25 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · No monthly account keeping fees
- · A bonus interest rate for balances between $5,000 - $500,000 when no withdrawals are made during the calendar month
§ 04 — Eligibility & limits
- · Minimum age 11
- · Residency: Individuals must be citizens or permanent residents of Australia.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.