The Finance Algorithm
At a glance
Base rate
0.05%
Bonus rate
5.05%
Up to
5.10%
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Bonus5.05%paid every 1 mo
Variable0.05%paid every 1 mo
§ 02 — Fees · 16
FeeTypeAmountWhenNotes
FOREIGN_CURRENCY_CHEQUE_FEEDeposit$10
CORPORATE_CHEQUE_FEEEvent$2
DISHONOUR_FEE.Event$10
ELECTRONIC_PAYMENT_TRACEEvent$30
INACTIVE_ACCOUNT_FEEEvent$20
OVERDRAWN_ACCOUNT_FEEEvent$10
SPECIAL_CHQ_CLEARANCEEvent$20
STOP_PAYMENTEvent$5
SWIFT_INWARD_TRANSFEREvent$10
SWIFT_OUTWARD_PAYMENTEvent$15
ARCHIVE_SEARCH_FEEPayment$5050.00 per hour
LARGE_CASH_WITHDRAWALPayment0.00% of transactionPrice on Application
FOREIGN_CASHPurchase0.00% of transaction
BPAY_ONLINETransaction$0.40
DIRECT_DEBITSTransaction$0.40
OVER_COUNTER_STAFF_ASSISTEDWithdrawal$2Over counter, Cash Withdrawal, External Transfer and Bpay
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Available to individuals

Published by bankWAW under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.