At a glance
- Up to
- 5.20%
- Base rate
- 0.05%
- Bonus rate
- 5.15%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.20% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 29th highest of 51, level with 2 others |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.05% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 29th highest of 43, level with 6 others |
Rates
Every rate bankWAW publishes for this account, 2 in all.
How the rate is made up
5.20%in a month every condition is met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 5.15% | - | paid every 1 mo |
| Variable | - | - | - | 0.05% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Bonus | 5.05% | 5.15% | up 0.10 |
Each change is logged the night it appears in the rates bankWAW publishes. See how every lender answered the RBA on the rate tracker.
Fees
16 fees published, grouped by when they're charged.
When you make a transaction7
- FOREIGN_CURRENCY_CHEQUE_FEE$10
- ARCHIVE_SEARCH_FEE
50.00 per hour
$50 - LARGE_CASH_WITHDRAWAL
Price on Application
0.00% of transaction - FOREIGN_CASH0.00% of transaction
- BPAY_ONLINE$0.40
- DIRECT_DEBITS$0.40
- OVER_COUNTER_STAFF_ASSISTED
Over counter, Cash Withdrawal, External Transfer and Bpay
$2
When particular things happen9
- CORPORATE_CHEQUE_FEE$2
- DISHONOUR_FEE.$10
- ELECTRONIC_PAYMENT_TRACE$30
- INACTIVE_ACCOUNT_FEE$20
- OVERDRAWN_ACCOUNT_FEE$10
- SPECIAL_CHQ_CLEARANCE$20
- STOP_PAYMENT$5
- SWIFT_INWARD_TRANSFER$10
- SWIFT_OUTWARD_PAYMENT$15
Features
Eligibility and limits
- Available to individuals
Compare it with others
Put this product through a calculator
Published by bankWAW under the Consumer Data Right, last changed by them on 31 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.