CommBank
GoalSaver
Be rewarded with a variable bonus interest rate for saving regularly each month.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.10%
- Bonus rate
- 4.90%
- Up to
- 5.00%
- Monthly fee
- $0
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | up to $50,000 | 4.90% | — | paid every 1 mo; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start…; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account… |
| Bonus | — | — | $1,000,000+ | 4.90% | — | paid every 1 mo; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start…; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account… |
| Bonus | — | — | $250,000–$1,000,000 | 4.90% | — | paid every 1 mo; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start…; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account… |
| Bonus | — | — | $50,000–$250,000 | 4.90% | — | paid every 1 mo; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start…; We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account… |
| VariableThe standard variable rate applies if the bonus conditions are not met. The standard variable credit interest rate is paid on your entire account balance. | — | — | — | 0.10% | — | paid every 1 mo |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Paper Statement Fee | Event | $2.50 | — | A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements, or when you ask us to give you an additional account statement outside of the st… |
| Account Fee | Periodic | No fee | Every 1 mo | — |
| Paper Statement Fee | Periodic | No fee | Every 6 mo | Fees do not apply for statements issued as per the standard statement frequency. |
| Staff assisted withdrawals | Withdrawal | No fee | — | There is no charge when you take money out at a CommBank branch, agency, with telephone banking if using an operator or by cashing a cheque. |
§ 03 — Features
Instant paymentsDigital bankingUnlimited transactions
- · Staff-assisted withdrawals are available with $0 assisted withdrawal fee
- · Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.
- · Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM
§ 04 — Eligibility & limits
- · Minimum age 18
- · Available to individuals
- · For customers wanting to apply online, they will require an Australian residential address.
§ 05 — Compare
§ 06 — Run the numbers
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.