At a glance
- Bonus rate
- 5.10%
- Up to
- 5.10%
- Intro rate
- 0.75% for 4 mo
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusEveryday Bonus Rate | — | — | up to $100,000 | 5.10% | — | paid every 1 mo; Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. |
| BonusEveryday Bonus Rate | — | — | $100,000–$250,000 | 5.10% | — | paid every 1 mo; Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. |
| BonusEveryday Bonus Rate | — | — | $1,000,000+ | 0.00% | — | paid every 1 mo; Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. |
| BonusEveryday Bonus Rate | — | — | $250,000–$1,000,000 | 5.10% | — | paid every 1 mo; Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. |
| IntroductoryWelcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | — | 4 mo intro | up to $100,000 | 0.75% | — | paid every 1 mo |
| IntroductoryWelcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | — | 4 mo intro | $100,000–$250,000 | 0.75% | — | paid every 1 mo |
| IntroductoryWelcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | — | 4 mo intro | $1,000,000+ | 0.00% | — | paid every 1 mo |
| IntroductoryWelcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | — | 4 mo intro | $250,000–$1,000,000 | 0.75% | — | paid every 1 mo |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactions
§ 04 — Eligibility & limits
- · Minimum age 16
- · Residency: an Australian citizen or permanent resident with an Australian residential address
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by UBank under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.