Bank First Production
Bonus Saver Account
Savings Account
Savings & transaction accountsBank updated 1 Sept 2026
At a glance
- Base rate
- 0.05%
- Bonus rate
- 4.95%
- Up to
- 5.00%
- Monthly fee
- $0
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | up to $150,000 | 4.95% | — | paid every 1 mo; Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.; Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.; Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month |
| Bonus | — | — | $150,000+ | 4.95% | — | paid every 1 mo; Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.; Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.; Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month |
| Variable | — | — | up to $150,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $150,000+ | 0.05% | — | paid every 1 mo; No additional product conditions |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Direct Debit Dishonour Fee | Dishonour | $15 | — | — |
| Statement Request | Enquiry | No fee | — | — |
| Coin Handling Fee | Event | $5 | — | Handling of a coin deposit or withdrawal - $5 per every $100. |
| Direct Debit Stop Request | Event | $9 | — | — |
| Direct Entry Return Fee | Event | $2.50 | — | — |
| Overdrawn Account Fee | Event | $15 | — | Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i… |
| Account Keeping Fees | Periodic | No fee | Every 1 mo | — |
| Inactive Membership Fee | Periodic | $30 | Every 1 yr | — |
| Non- Individual Membership Establishment Fee | Upfront | $50 | — | Applies when a Non-Individual membership is established |
§ 03 — Features
PayIDDigital banking
- · Phone Banking is available
- · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
- · Available to members only
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank First under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.