Regional Australia BankSavings Booster Account
Boost the interest on your savings every month that you stick to your savings plan!
At a glance
- Up to
- 5.25%
- Base rate
- 0.00%
- Bonus rate
- 5.25%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.25% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 24th highest of 51, level with 4 others |
Rates
Every rate Regional Australia Bank publishes for this account, 2 in all.
How the rate is made up
5.25%in a month every condition is met
To earn the bonus
- Min deposit amount
- Max withdrawal amount
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusInterest is per annum. Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest for that month. Bonus interest paid on portion of account balance up to $250,… | - | - | $1–$250,000 | 5.25% | - | paid every 1 mo; Min deposit amount; Max withdrawal amount; Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest for that month. |
| VariableBase Interest Rate is 0.00% pa. Interest payable reverts to Base Interest if interest conditions are not met. | - | - | - | 0.00% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Bonus, $1–$250,000 | 5.00% | 5.25% | up 0.25 |
Each change is logged the night it appears in the rates Regional Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
While you hold it1
- Access Fee
The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking.
No fee
When you make a transaction1
- Cheque Deposit Fee
Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque.
$0.50
When particular things happen2
- Financial Institution Cheque Fee
Applies for each bank cheque you order from us.
$11 - Over the Limit Fee
Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit.
$3.50
Features
- Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
- Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
Eligibility and limits
- Residency: Australian Resident
- Minimum balance $1
- Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts are not permitted.
- Deposit $100 and No Withdrawals per month to earn boosted interest.
Compare it with others
Put this product through a calculator
Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.