At a glance
- Base rate
- 0.05%
- Bonus rate
- 4.60%
- Up to
- 4.65%
- Intro rate
- 0.10% for 1 mo
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusTo earn the Bonus Rate deposit $1,500 per month, withdraw up to $1,000 per month (maximum 4 withdrawals per month). | — | — | — | 4.60% | — | paid every 1 mo; Bonus Rate |
| IntroductoryThe Introductory Rate applies for a period of one month upon account opening. | — | 1 mo intro | — | 0.10% | — | paid every 1 mo |
| VariableBase rate - $1.00 and over | — | — | — | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 17
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Fee | Event | $12 | — | — |
| BPAY Trans Investigation | Event | $10 | — | — |
| BPAY/PP Returned Fee | Event | $25 | — | — |
| Copy of Interest Summary | Event | $10 | — | — |
| Copy of statement of accounts | Event | $6 | — | — |
| Corporate Cheque Stop Request | Event | $12 | — | — |
| Foreign Cash/Cheque Deposit | Event | $30 | — | — |
| Foreign Cash/Chq/Travel Money | Event | $30 | — | — |
| Inter Credit Union Withdrawal | Event | $10 | — | — |
| Inward Cheque Dishonour Fee | Event | $20 | — | — |
| Mbr Chq / PP Trace Fee | Event | $60 | — | — |
| Member Cheque Copy Fee | Event | $20 | — | — |
| Paper Statement Fee | Event | $4 | — | Only customers older than a minimum age receive the discount |
| Paper Statement Fee | Event | $6 | — | Only customers older than a minimum age receive the discount |
| Presented Stopped Cheque Fee | Event | $35 | — | — |
| Thomas Cook Draft Fee | Event | $20 | — | — |
| Dormant Account | Periodic | $35 | Every 1 yr | — |
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · This product is only available for personal accounts with a limit of one account per member.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.