BankVicTerm Deposit 6 Months
Invest with peace of mind knowing your rate is locked in for the term
At a glance
- Best rate
- 5.25% for 6m
- Min deposit
- $5,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 6-month term depositBest rate for 6 months | 5.25% | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions | 14th highest of 63, level with 3 others |
Rates
The one rate BankVic publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid at maturity | - | 6 mo | $5,000–$10,000,000 | 5.25% | - | paid at maturity |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 5 Nov 2026 | Fixed, 6 mo, $5,000–$10,000,000 | 5.10% | 5.25% | up 0.15 |
Each change is logged the night it appears in the rates BankVic publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When you make a transaction1
- TERM_DEPOSIT_-_EARLY_REDEMPTION_CHARGES
We do not charge a fee for early withdrawal, however, we will reduce the interest rate to the rate payable on the Everyday account.
No fee
Features
Eligibility and limits
- Residency: Australian Citizen
- Minimum balance $5,000
- BankVic Member
Compare it with others
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Published by BankVic under the Consumer Data Right, last changed by them on 4 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.